How to get your property loan green light

You’ve either been saving for a while and are now ready to think seriously about buying a property, or you’ve had your own property for a while and are ready to use the equity for another purchase.  Things are changing quickly in the finance market so we have outlined a summary of the current process for getting the loan green light.

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Joint tenants v tenants in common

I am often asked what the difference between ‘joint tenants’ and ‘tenants in common’ is. This is an important distinction, as the tenancy in which you purchase a property will have future implications, particularly in the event of one tenant’s passing.

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Trouble brewing in property paradise

Finally the truth is starting to come out.  Unfortunately, the reality of what has been happening in the property market is worse than any of us could imagine.  A recent report conducted by financial monitoring firm – Mozo – reveals the extent of poor quality builds and their impact on buyers over the past ten years.

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What’s best first – home or investment?

Trying to decide whether to buy a home to live in or an investment property can be tricky.  Of course, the aim should be to own the property you live in at some point but it may be quicker to invest first, and work your way into buying your home as a second or third purchase.

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